LXMQ
Press & Media
Everything you need to cover LXMQ—company facts, founder bio, images, and contact.
About
LXMQ
LXMQ is the Credit-Card Intelligence OS that turns multi-card chaos into clear, real-time decisions. The platform co-optimizes spend, pay-down, rewards, and credit health so consumers don’t have to think about trade-offs. Core modules include the Adaptive Spend Optimizer, Dynamic Pay-Down Scheduler, Neural Rewards Amplifier, Predictive Fee-Alert Guardian, Real-Time Credit Health Simulator, and a unifying Data Fabric & Feature Graph. LXMQ’s algorithms are patent-pending (provisional applications on file), and its guidance is designed to be explainable and privacy-first. LXMQ is based in Los Angeles and is currently inviting early users and advisors to join its waitlist.
Founder Bio
Arun Menon is a fintech founder building LXMQ, the Credit-Card Intelligence OS that sequences consumer credit decisions end-to-end: which card to use, how and when to pay, how to reach real rewards outcomes, and how to keep utilization/score healthier—all explained in plain English. LXMQ’s patent-pending approach connects modules through a Data Fabric & Feature Graph, delivering transparent guidance that reduces fees and interest while increasing rewards capture. Before joining LXMQ, Arun led GTM, presales, and analyst relations programs at HCL and Infinite, collaborated with Gartner/IDC/Forrester, advised investors through Third Bridge, and founded 5W to help early teams find PMF; he also co-founded CalCalifornia in energy-spend insights. His focus is on transforming complex rules (APRs, statement cycles, promotions, category caps) into habit-forming product experiences that consumers can trust. He is based in Los Angeles and is currently inviting early users and advisors to the LXMQ waitlist.
Fast Facts
Consumer Fintech
(credit-card optimization)
Category
Credit-Card Intelligence OS
(co-optimizes spend, pay-down, rewards, credit health)
Product
Free + Premium
(planned)
Model
Waitlist Open; pre-seed active
(pre-launch)
Status
Patent-Pending Notice
LXMQ’s algorithms are patent-pending; provisional applications are on file with the U.S. Patent and Trademark Office. “Patent pending” indicates that applications have been filed and are awaiting examination.
Company Description (For Journalists)
LXMQ is a Credit-Card Intelligence OS that automates card choice, smart paydowns, rewards planning, and credit health protection with explainable AI.The platform’s algorithms are patent-pending.
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